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- Benefits Bulletin #4
Benefits Bulletin #4
Benefits Tips | Benefits News | Benefits Deadlines
Welcome, Benefits Seekers! This edition is your passport to a world of funding opportunities, catering not only to education but also to ambitious businesses on the hunt for grants.

And you don’t have to do that. Here are SMART options to hep you study or even fund your business.
But wait, there's more! Don't miss our bonus section. Today's question seeks advice on practical steps to manage and minimize the long-term financial impact of student loans. Let's turn your aspirations into achievements together.
Here's what we have for you today:
👍 Benefits Tips - Don’t Miss Out
📰 Benefits News - Watch Out
🎁 Benefits Deadlines - Apply now
🌟 Expert Advice - Get Insights
👍Benefits Tips - Don’t Miss Out
Don't miss out on these newly published gems – take a look now if you haven't already.
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📰 Benefits News - Watch Out
Here is a recap of what happened in the last 7 days:
Biden Swiftly Signs Spending Bill, Averting Government Shutdown. While the bill prevents an immediate crisis, the road to a comprehensive, long-term agreement on government spending remains uncertain. (Read More)
Biden Affirms Commitment to Diplomacy with China Amidst Differences. President Biden reassures APEC summit attendees of the U.S.'s unwavering dedication to diplomacy, emphasizing that despite 'real differences' with Beijing, the nation remains committed to robust diplomatic engagement on global issues. (Read More)
Supreme Court Stands Firm: Florida Law Curbing Drag Shows Won't Be Revived. A federal judge in Orlando deems the law a First Amendment violation, asserting that it was 'specifically designed to suppress the speech of drag queen performers. (Read More)
President Xi Jinping Hints at Continued Giant Panda Exchanges with the United States. In a surprising turn, President Xi Jinping signals that China may maintain its tradition of sending giant pandas to the United States. This comes on the heels of the National Zoo in Washington recently returning three pandas to China, suggesting the enduring significance of this unique form of diplomatic outreach. (Read More)
David DePape, 43, Convicted of Federal Crimes for Breaking into Nancy Pelosi's Home and Assaulting her Husband with a Hammer. (Read More)
Nikki Haley Group Faces Backlash Over Misleading Ad on DeSantis Energy Policies. A super PAC backing Nikki Haley comes under fire for employing deceptive video editing and spreading false claims about Governor DeSantis's energy policies. (Read More)
Oregon Introduces Groundbreaking Bar-Exam Alternative. Setting a precedent in legal education, Oregon becomes the first state in the nation to provide law students with a unique option to forgo the traditional bar exam. (Read More)
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🎁 Benefits Deadlines - Apply now
#1. Monthly Amber Grant
Unlock monthly opportunities with the Amber Grant! Witness as judges review applications, selecting 5 finalists. One fortunate entrepreneur claims the $10,000 Amber Grant, while the other finalists each receive $1,000.
Plus, the monthly winner is in the running for a year-end grant of $25,000. It's your chance to shine—apply today and let your business dreams soar.
📅 Deadline: Varies per month
💰 Size of the prize: $10,000
📑 Requirements:
Must be a US Citizen and a business owner
Must pay the application fee of $15
🔗 URL: Here
#2. The Startup Grant
The excitement doesn't stop! Alongside the monthly Amber Grant, we're delighted to introduce the WomensNet Startup Grant—an exclusive opportunity for those in the "idea phase" or with minimal sales (less than $10,000).
This $10,000 grant is awarded once per quarter, providing crucial support to budding entrepreneurs.
📅 Deadline: Varies per month
💰 Size of the prize: $10,000
📑 Requirements:
Must be a US Citizen or affiliated non-citizen
Must pay the $15 application fee
🔗 URL: Apply Here
#3. National Association for the Self-Employed Growth Grant
In the pursuit of business growth, look no further! The National Association for the Self-Employed (NASE) offers a golden opportunity with their Business Development Grant, providing up to $4,000 to fuel your ambitions. NASE members can access additional instructions on the NASE website after logging in.
Since 2006, NASE has proudly awarded nearly $1,000,000 through the Growth Grants program, supporting entrepreneurs like you. From marketing to expanding facilities, these grants cater to diverse business needs.
📅 Deadline: February 15, 2024
💰 Size of the prize: up to $4,000
📑 Requirements:
Must be a member
Must be in good standing
🔗 URL: Apply Here
#4. AERA Grants Program Seeks Proposals for Research Grants
Unlock the treasure chest of research funds with the AERA Grants Program—where brains meet budgets! Supported by the NSF, this program is the ticket to STEM glory.
Calling all brainiacs, postdocs, and scholarly jesters—since 1991, it's been serving serious research with a side of whimsy. Dive into the dataset buffet, crack open federal vaults, and let quirky genius shine.
Propose, ponder, and potentially pocket some cash! Because at AERA, they believe in making STEM funding as entertaining as a science comedy show.
📅 Deadline: November 20, 2023
💰 Size of the prize: up to $25,000
📑 Requirements:
Must-Have Doctoral Degree
Must be a US Citizenship
🔗 URL: Apply here
#5. Spencer Foundation grants
Embark on your educational research journey with the Spencer Foundation's Large Research Grants on Education Program! Secure funding ranging from $125,000 to $500,000 for projects spanning one to five years.
These grants are divided into three tiers: $125,000 to $250,000, $250,001 to $375,000, and $375,001 to $500,000, providing flexibility for diverse projects. As a "field-initiated" program, proposals are not bound to specific topics or disciplines.
Twice a year, the program welcomes Intent to Apply forms for rigorous, intellectually ambitious, and relevant research addressing pressing questions in education. Submit your proposal and let's transform education together
📅 Deadline: February 27, 2024
💰 Size of the prize: Amount Varies
📑 Requirements:
Must have an education-focused research project
Must Specify Grant Amount Requested
🔗 URL: Apply here
#6. B. J. Runnels Dean Scholarship
Empower your ministry aspirations with the B. J. Runnels Dean Scholarship, designed for female students residing in Tennessee or Texas. Crafted in honor of Ms. Dean's commitment to advancing women in ministry, this scholarship opens doors for those dedicated to spiritual leadership.
Seize the opportunity to pursue your calling, as this foundation believes in supporting and nurturing the next generation of women in ministry. Apply today and let your passion for spiritual leadership flourish with the B. J. Runnels Dean Scholarship.
📅 Deadline: February 1, 2024
💰 Size of the prize: Amount Varies
📑 Requirements:
Must be a female resident of Tennessee or Texas
Must be interested in religious studies
🔗 URL: Apply here
#7. 100th Infantry Battalion Veterans Memorial Scholarship
The 100th Infantry Battalion Veterans Memorial Scholarship is your golden ticket, especially if you're a direct descendant of a World War II hero. This scholarship is about building an army of legacy promoters!
If you've got a knack for keeping the spirit of the 100th Infantry Battalion alive and kicking, they want you! Bonus points if you're volunteering to keep their veterans organization buzzing.
📅 Deadline: February 15, 2024
💰 Size of the prize: Amount Varies
📑 Requirements: Must be a US citizen preferably a descendant of a Word War II veterans
🔗 URL: Apply here
#8. 10th Mountain Division (Light Infantry) Scholarship
Calling all mountain enthusiasts and future scholars! The 10th Mountain Division Scholarship is here to turn your educational peaks into conquerable summits. If you're a current or former member of the 10th Mountain Division or one of their intrepid dependents, this scholarship is your trailhead to college funding.
Planning to scale the heights of post-secondary education? Well, pack your metaphorical backpack and apply now! Your academic journey is about to get a lift, courtesy of the 10th Mountain Division Scholarship.
📅 Deadline: April 15, 2024
💰 Size of the prize: Amount Varies
📑 Requirements:
Must be a current, former member of the 10th Mountain Division and interested in college education
Dependants of The 10th Mountain Division members can also apply
🔗 URL: Apply here
#9. 4-Year College Scholarship
Attention future college rockstars and card-carrying members of the National Catholic Society of Foresters (NCSF)! The 4-Year College Scholarship is your backstage pass to higher education hilarity.
If you're a high school senior ready to unleash your genius on a 4-year college in any state, buckle up! The NCSF is rolling out the red carpet for your academic spectacle.
📅 Deadline: January 30, 2024
💰 Size of the prize: Up to $1,000
📑 Requirements:
Must be a member of NCSF
Must also be a high-school senior
🔗 URL: Apply here
#10. C&C First Generation Scholarship
The C&C First Generation Scholarship is your ticket to financial ease, crafted especially for students at any campus of Indiana University (IU) whose parents didn't rock the cap and gown.
No worries, though! This scholarship has your back on the tuition front. It's like a friendly academic guide, helping you carve your own unique path through IU. Ready for a smoother ride? Apply now, and let's turn your college dreams into a reality together! 🎓✨
📅 Deadline: March 11, 2024
💰 Size of the prize: Up to $1,000
📑 Requirements: Must be a student at Indiana University
🔗 URL: Apply here
🌟 Expert Advice 🤝
Problem: Amid concerns about student loan, what practical steps can I take now to manage and minimize the impact of loans on my financial future?
Surrounded by an astounding $1.75 trillion student loan burden, with every borrower wrestling with an excess of $25,850, the pangs of financial distress resonate profoundly on a personal level.
The disruptive waves of COVID-19 in higher education further underscore the personal need for strategic financial planning.
In this edition, we give concise, expert-backed strategies to finance your college education and secure a brighter academic future. Here are a few of the options:
Evaluate Loan Options
Distinguish between federal and private student loans. Federal loans often offer lower interest rates and flexible repayment plans. Complete the FAFSA to access federal aid and consider private loans cautiously.
Note: FAFSA application will open in December, as opposed to the usual Oct 1.
Also, here are tips to help you with loan management:
#1. Borrow Wisely
Resist the urge to accept the full loan amount offered. Stick to borrowing what is necessary for tuition and essential expenses. Be disciplined in your approach to minimize unnecessary debt.
#2. Reduce Loan Dependence
Consider part-time work during college to supplement your income. Even a few hours a week can help cover expenses and lessen reliance on loans, ultimately reducing the overall debt burden.
#3. Start Loan Repayment Before Graduation
If feasible, make loan payments while still in school. Initiating repayment early can lead to substantial savings on total interest over the life of the loan, providing financial relief post-graduation.
#4. Address Issues Promptly
If facing challenges with on-time payments, communicate with your lender proactively. Ignoring the issue can lead to serious consequences. Lenders are often willing to work out solutions to avoid default.
Unlock Scholarship Opportunities
Dive into scholarships to navigate your academic journey strategically. Start early with guidance counselor support, explore diverse opportunities, and stand out by showcasing your unique qualities. Your proactive approach could unlock doors to a brighter educational future.
Tap into Grants
Discover and leverage grants to alleviate the burden of educational expenses
#1. Pell Grants
Understand Pell Grant qualifications, primarily based on financial need. Accurately complete the FAFSA form to access federal grants, and explore state and private grants as supplementary funding sources.
#2. College-Specific Grants
Research grants offered by the colleges you're considering. Contact the financial aid department early in the application process to discover potential grants specific to each institution.
Explore Alternative Avenues
As a final option beyond student loans, scholarships, and grants, consider alternative avenues to finance your education. This section explores unconventional yet practical strategies to help you secure the necessary resources for your academic journey.
#1. Crowdfunding
Consider crowdfunding platforms for additional financial support. Initiating a campaign before starting college can be more effective in securing contributions and reducing reliance on loans.
#2. Employer Assistance
If employed, explore employer-assisted funding. The federal tax code allows deductions for tuition reimbursement, providing a tax-free benefit for both you and your employer.
#3. Tuition-Free and Work Colleges
Look for tuition-free colleges and Work Colleges, which integrate work into the educational experience. These options can provide relief from tuition and living costs, reducing the need for extensive loans.
#4. Military and Service Opportunities
Explore military service benefits, including the G.I. Bill, and opportunities through programs like the Peace Corps and AmeriCorps. Service commitments can lead to valuable educational benefits, minimizing the financial impact of loans.
As you begin to explore your options for paying for college, keep in mind that there are many ways to reduce the cost of education. It’s important to consider all of your options before making any financial commitments.
That's a wrap for this edition of the Benefits Bulletin!
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See you in the next issue!
Best Regards,
Ronald